1. Overview

Savings River Bend ("we," "our," "us") provides an informational platform that helps individuals compare and access financial products across loans, insurance, digital payments, investments, home warranty, and debt relief. This policy explains what information we collect, how we use it, and the choices available to you.

2. Information We Collect

We collect information you provide directly, such as your name, email address, phone number, and details submitted through contact or quote request forms. We also collect limited technical information automatically, including browser type, device information, and pages visited, to help us maintain and improve the platform.

3. How We Use Information

Information is used to respond to inquiries, connect you with relevant licensed partners, personalize the content you see, send newsletter updates you opt into, and meet recordkeeping obligations under applicable financial privacy regulations, including principles consistent with the Gramm-Leach-Bliley Act.

4. Sharing of Information

We do not sell personal information. We may share relevant details with licensed lenders, insurers, or financial partners solely to fulfill a request you initiate, and with service providers who support our operations under confidentiality obligations.

5. Data Security

We apply administrative, technical, and physical safeguards designed to protect your information, including encryption in transit and restricted internal access. No system is completely secure, and we encourage you to contact us promptly if you suspect unauthorized access to your account.

6. Cookies & Tracking

We use cookies and similar technologies to remember preferences, understand site usage, and improve performance. You can control cookie settings through your browser at any time.

7. Your Rights

Depending on your state of residence, you may have the right to request access to, correction of, or deletion of your personal information. Requests can be submitted to info@savingsriverbend.info and will be processed in accordance with applicable state and federal law.

8. Children's Privacy

Our services are intended for individuals aged 18 and older. We do not knowingly collect information from minors.

9. Governing Law

This policy is governed by the laws of the State of New York, without regard to conflict-of-law principles, and by applicable federal financial privacy regulations.

10. Contact Us

Questions about this Privacy Policy can be directed to info@savingsriverbend.info or 136 Madison Avenue, New York City, NY 10016.

1. Acceptance of Terms

By accessing or using the Savings River Bend platform, you agree to be bound by these Terms & Conditions. If you do not agree, please discontinue use of the site.

2. Description of Service

Savings River Bend is an informational and comparison platform for financial products across six categories: loans, insurance, digital payments, investments, home warranty, and debt relief. Savings River Bend is not a lender, insurer, broker-dealer, or debt relief agency; we connect users with licensed third-party partners who provide these regulated services.

3. No Financial Advice

Content on this platform is provided for general informational purposes and does not constitute individualized financial, legal, tax, or investment advice. You should consult a qualified, licensed professional before making financial decisions.

4. Eligibility

You must be at least 18 years old and legally capable of entering into binding agreements to use this platform. Financial products referenced are subject to the eligibility criteria, credit approval, and underwriting standards of the relevant licensed partner.

5. Accuracy of Information

We work to keep rates, terms, and product details current, but figures shown are illustrative and may change without notice. Final terms are determined solely by the licensed partner at the time of application.

6. User Responsibilities

You agree to provide accurate information when submitting forms or requests, and not to use the platform for unlawful, fraudulent, or misleading purposes.

7. Intellectual Property

All content, design elements, and trademarks on this platform, including the Savings River Bend name and logo, are the property of Savings River Bend and may not be reproduced without written permission.

8. Limitation of Liability

Savings River Bend is not liable for decisions made based on information presented on this platform, or for the actions, terms, or performance of third-party financial partners referenced here.

9. Modifications

We may update these Terms & Conditions from time to time. Continued use of the platform after changes are posted constitutes acceptance of the revised terms.

10. Governing Law

These Terms & Conditions are governed by the laws of the State of New York and applicable federal regulations, without regard to conflict-of-law principles.

11. Contact Us

For questions regarding these terms, contact info@savingsriverbend.info or 136 Madison Avenue, New York City, NY 10016.